Loan
- Leapingdeerefarms
- Posts: 62
- Joined: Sun Sep 13, 2020 6:46 pm
Loan
How come my max loan is 500000 on fs22 on xb1?
Re: Loan
I play on PC, and for a long time it was capped at $500k, which was a bit frustrating. But now, after a couple of weeks away, for no discernible reason, the cap has lifted. I don't know what the cap is now. I've had the loan up to $1.1m so far.
Re: Loan
"The bank uses various techniques for assessing the risk of each individual customer, at this time the credit limit we can offer is 500k and you are not eligible for a credit limit increase".
- Psychohate
- Posts: 146
- Joined: Wed Dec 20, 2017 8:26 pm
- Contact:
Re: Loan
On Giants map I think it always starts at 500k. When you buy more land it goes up. Say if you buy a $90,000 field the amount you can borrow goes up by half of that. So it would be $545,000. I think also the more equipment you own it goes up but I may be wrong.
New farmer mode always
Xbox Series x/..... Being kind don't cost a dime
Xbox Series x/..... Being kind don't cost a dime
Re: Loan
The game does some sort of asset calculation and gives you a credit limit based on that. The calculation is not documented though, and I have seen noone doing enough tests on it to knows inns and outs of it, but as people say, the credit limits get increased as you grow your assets. Whether your assets grow when you harvest stuff of the field, once you sell the stuff you harvested, or once you invested the money you earned, I dunno..
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- Posts: 603
- Joined: Sun Aug 13, 2017 2:33 am
Re: Loan
Also something I thought would’ve been changed for 22 was being able to enter an amount in to borrow or repay. The Console folks have to tap the X button. Would have been a nice little update like they did for buying animals
- DMZ Commander
- Posts: 702
- Joined: Sat Oct 10, 2020 10:24 pm
Re: Loan
For those who are a member of the prized PC Master Race:
https://www.farming-simulator.com/mod.p ... tle=fs2022
https://www.farming-simulator.com/mod.p ... tle=fs2022
PC Master Race
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- Posts: 603
- Joined: Sun Aug 13, 2017 2:33 am
Re: Loan
Do the PC people still need to press one button half 1 million times to get a loan?
- DMZ Commander
- Posts: 702
- Joined: Sat Oct 10, 2020 10:24 pm
Re: Loan
From what I can tell, the loan limit is 80% of your land value, with a low limit of $500,000 and an upper limit of $3,000,000. So once your land value exceeds $625,000. Your limit will begin to increase. I have not observed equipment making a difference.
There’s no place like utopia.
Re: Loan
There is also this awesome mod https://www.farming-simulator.com/mod.p ... tle=fs2022
Re: Loan
Yeah you are talking right thing, thx for this post.humbe wrote: ↑Tue Jan 11, 2022 12:28 pm The game does some sort of asset calculation and gives you a credit limit based on that. The calculation is not documented though, and I have seen noone doing enough tests on it to knows inns and outs of it, but as people say, the credit limits for https://play.google.com/store/apps/deta ... _US&gl=US get increased as you grow your assets. Whether your assets grow when you harvest stuff of the field, once you sell the stuff you harvested, or once you invested the money you earned, I dunno..
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- Posts: 10
- Joined: Fri Dec 24, 2021 11:49 pm
Re: Loan
ive seen these posts that talk about the loan being a percentage of land value but ive got a bunch of fields now well above the value and my loan value still isn't increasing. I never had a problem in the past until i started a new game a few months ago but it also did an update so i think the update stuffed it.
tried reporting a bug but silence from them, any tips?
tried reporting a bug but silence from them, any tips?